Get the best price for your loans by optimizing pools and demonstrating the quality of your loans to your investors.

Successful selling in the secondary market depends on your relationships with buyers, their confi dence in your loans and how you pool. All of this in turn, depends on you having and providing accurate information. Tavant's Capital Markets Solution enables a complete suite of systems for cost-effective and accurate investor reporting, due diligence, pooling and analysis. Day after day, Tavant simplifies the complex processes and calculations on the loan and investor transactions on which your business depends.

Tavant's Capital Markets Solutions enable the capabilities required to mitigate risks associated with loan pooling and securitization. It empowers in-house capital markets specialists to increase efficiency and transparency through more effective, consistent tracking analysis, and reporting. It also enables investors and whole loan buyers to efficiently review loans, increasing confidence in their performance, and ultimately optimizing price.

• Tavant Loan Pool Optimizer powers business decisions regarding pool-size optimization and loan-pool quality. In-house capital markets analysts can pool loans heuristically based on loan-pool characteristics provided by investors. You define and manage multiple, complex loan-pool criteria; perform real-time, "what-if" scenario analysis; and optimize loan-pool allocation based on eligibility rules.
• Tavant Risk Analyzer provides critical functionality for mortgage-backed securities valuation, portfolio analysis and risk management. Users parameterize information about the interest-rate environment and attach different weights to the data while performing risk analysis. Tavant Risk Analyzer provides prepayment risk analysis based on the empirical data of homeowners' mortgage payment patterns over time. While risk analysis typically focuses on price sensitivity to changes in interest rates - such as duration and convexity - Tavant Risk Analyzer takes into consideration high-coupon mortgages with prepayment uncertainty measures more than half the size of their effective durations.
• Tavant Capital Markets Data Mart provides rapid response to all ad-hoc and pre-formatted report requests from investors and executive management regarding performance of securities and loan sales. Effective data slicing and dicing capabilities quickly generate various loan performance, CPR, delinquency and gain/loss reports. You go beyond multidimensional analysis and exporting reports in various formats to connect to multiple data sources for production of a single, integrated report. This eliminates reconciling reports from different sources.
• Tavant Investor Portal seamlessly integrates data from multiple sources to provide investors with real-time information regarding loan pools and current transactions. It also enables due diligence and relevant report generation. You analyze and calculate risk and profi tability, simulate transactions and look up historical data. Tavant Investor Portal enables ad hoc querying and intuitively performs analyses with recently used or stored parameters. Tavant Investor Portal provides a review of digital images, and enables wholeloans buyers to conduct due diligence anywhere at anytime.
• Tavant Commitment Tracker offers a simple, powerful solution for tracking and communicating critical dates associated with upcoming transactions in secondary markets. Commitment Tracker updates a calendar accessible across specialist and analyst teams, updates investor profiles and transaction history, and interfaces with specific systems to perform due diligence. Efficiency improves dramatically across the board.

Make analytics and information access easy through Tavant's platform-enabled capital markets systems